Before you go: run a PPSR check
The Personal Property Securities Register is the government’s record of money owed on cars. A search costs $2 online at ppsr.gov.au and needs the car’s VIN.
- Money owing: if a lender has a security interest, the car can be repossessed from you even after you have paid for it.
- Written off: whether the car has been recorded as a statutory or repairable write-off.
- Reported stolen.
It does not show how much is owed, who owns the car, or its kilometres. Ask the seller for the VIN before you travel, and be wary of one who will not give it.
Check the paperwork
- Registration papers: the name and address should match the seller’s licence, and the VIN on the papers should match the car.
- Service history: stamps and receipts that fit the kilometres.
- Roadworthy or safety certificate: required from the seller in some states, so ask whether one comes with the car.
Look over the car
- Outside: paint that does not match between panels, uneven gaps, rust, and tyres worn more on one edge.
- Under the bonnet: leaks, low or dirty fluids, and a cold start. Ask the seller not to warm it up before you arrive.
- Inside: warning lights on the dash, air conditioning, windows, locks and every switch.
- Underneath: look for drips on the ground where it was parked.
If you are not confident looking over a car, pay a mobile mechanic. It costs far less than a bad buy.
The test drive
- Drive it for at least 15 minutes, including a stretch at highway speed if you can.
- Listen and feel: noises over bumps, pulling to one side, hesitation, and how it brakes.
- Check the gearbox: smooth changes, up and down.
Paying
- Pay by bank transfer you can trace, once you are happy, and get a written receipt.
- Never pay a deposit for a car you have not seen in person. See the scams to watch for.
- Transfer the registration into your name within your state’s deadline, usually 14 days.
